正規借條纔有法律效力範本今有_______________向_______________借到人民幣大寫___________萬___________千___________佰___________拾___________元整。上述借款約定於___________年___________月___________日前還清,逾期不還,借款人應承擔違約金___________。雙方約定本糾紛由___________人民法院…